How Computer Based Training Can Help Teachers Learn New Teaching and Training Methods

Coordinations - Essay Example It, in an assembling endeavor, comprises of crude materials, work in progress and completed items. While the transportation cost of stock may not be fundamentally variation, there is a noteworthy variety in the expense acquired away of stock. While a portion of the costs engaged with managing in and the executives of stock are represented in the advantages related with having the stock, a portion of the included expenses are considered as squanders. Stock along these lines has its focal points as inferred benefits while it is simultaneously connected with various disservices that incorporates initiated superfluous expenses. One of the detriments of stock, and which incites costs is the procedures that are engaged with the progression of stock in an association. Goldsby and Martichenko for instance clarifies the extra expenses of overseeing stock as a hindrance that an association needs to suffer so as to get a lot of stock lastly move them to their place of interest. Each arrangement of stock held by BMW will subsequently initiate an additional expense to a substance on the expense of the merchandise. The extra costs, for example, the expenses acquired when the stock is â€Å"received, housed, paid for, and insured† are instances of costs that BMW is well on the way to bring about when managing in stock (Goldsby and Martichenko, 2005, p. 20). Such costs indicate operational costs, expenses of deals and thus lessen an organization’s net revenue. Keep up a fitting degree of stock at a specific time is anyway connected with fulfillment of consumers’ quick interest for products (Goldsby and Martichenko, 2005, p. 20). A supply of products permits BMW to convey wares at clients request as opposed to masterminding the items after a request is set. Keeping up stock is in this way connected with the two points of interest and hindrances. Another bit of leeway of stock that may incite for perseverance of the included expenses of its upkeep is the sec urity of persistent gracefully of wares to BMW’s purchasers. This is on the grounds that providers are not expected to normally profit items in the gracefully chain. Irregularity or upset activities may likewise cut off progression of wares from a provider. Likewise, disturbance in flexibly chain exercises, for example, transportation frameworks may confine access of products down the gracefully chain. Kept up stock can in this manner permit BMW to have the option to retain ‘short-term’ disturbance in gracefully chain to guarantee ceaseless flexibly of items down a gracefully chain. While it includes to the costs an association, it additionally encourages client utility by guaranteeing prepared accessibility of products at consumers’ request (Goldsby and Martichenko, 2005, p. 20). Stock administration through client connection the executives and provider relations the board is another procedure that screens and impacts stock choices by building up solid co nnections whereupon arranging can be made for a consistent gracefully chain with least stock expenses. This guarantees BMW stocks stock for short term needs of its items, by the buyers. Correspondingly, created relations with the two providers and customers distinguishes requirements for esteem expansion and encourages decrease of expenses in appropriation through disposing of pointless costs (Lambert, 2008, p. 295; Cope and Brown,

Models For Food Security In India Environmental Sciences Essay

88. By the twelvemonth 2020, India is required to rise as one of the four significant powers known to mankind, fitting to a study arranged by the World Bank. All things considered, India will non have the option to do a lot of headroom and progression on the supplement security forepart without appearing in cardinal adjustments in its agribusiness. It is subsequently, basic that the bing designs in agribusiness experience cardinal changes. This is of import as more than 66% of the populace despite everything rely upon agribusiness. The â€Å" green unrest † is simple dwindling and regardless of whether our supplement creation observes a fourfold ascent, there will be numerous children who will even now suffer sustenance need and lack of equivalent supplement. Blending to a review by Prof. Anatoly Kratiger of Cornell University, India ‘s foodgrains final result will hold to dramatically increase from the current degrees so as to take care of the accompanying two coevalss. In this specific situation, it is key that our husbandmans are prepared to run into the test. 89. It was clear in any event, during 1966-1968 that except if husbandmans receive naturally solid engineerings like consolidate wholesome gracefully, coordinated irritation heading and logical H2O course at that spot will be employments over the long haul manageability of creation. Consequently Mr Swaminathanan offered the undermentioned expression in his discussion at the Indian Science Congress held in Varanasi in January 1968[ 1 ]: †â€Å" Exploitative agribusiness offers extraordinary risks whenever did with simply a quick total compensation or creation inspiration. The rising exploitatory cultivating †network in India ought to go discerning of this. Serious development of land without conservation of earth birthrate and soil development would take, at last, to the hopping up of comeuppances. Water system without understanding for waste would result in soils securing basic or saline. Unpredictable utilization of pesticides, antifungals and weedkillers could do unfavorable adjustments in organic parity each piece great as lead to an expansion in the occurrence of dangerous neoplastic illness and different maladies, through the poisonous buildups present in the grains or other food parts. Informal tapping of subterranean H2O will take to the quick weariness of this phenomenal capital asset left to us through periods of regular agribusiness. The fast supplanting of army privately adjusted varieties with a co uple of high-yielding strains in large prompt nations would follow in the spread of genuine infections equipped for pass overing out full collects, as occurred before the Irish murphy deficiency of 1854 and the Bengal rice lack in 1942. Hence, the enlistment of exploitatory agribusiness without a legitimate anxiety of the different impacts of all of the adjustments brought into conventional agribusiness, and without first building up an appropriate logical and creating base to drag out it, might simply take us, in the long count, into an age of rural disaster rather than one of farming thriving. † 90. In India, a greater part of husbandmans have little maintenances and are powerless against the impulses of nature like drouth and immersions. Against such a foundation, there is an interest to do specific endeavor to expand productiveness. Since India is differing state with changing scene and A ; ecological structures, the mechanical answers for its agribusiness will change therefore. To achieve suffering self-rule at the national and family degrees, endeavors must be established on the principles of monetary possibility, value, wide commitment, and the economical utilization of normal assets. 91. The exposure of ecotechnology improvement and airing, the useful acknowledgment of join frameworks of cistron and regular assets course and the efficacious outfitting of data engineerings should go imperative components of the â€Å" logical control and designing for fundamental human requests † movement in India. 92. To summarize, there is no clasp to release up on the supplement creation forepart. Clearly we need to deliver more, yet produce it in a mode that there is no foreboding natural or cultural effect. Water is probably going to be a genuine restriction. Henceforth, priority ought to be given to creating and disseminating effective H2O heading strategies, including spring bearing, squander H2O reusing and conjunctive use of surface and downpour H2O. Future horticultural creation engineerings ought to be founded on the establishment of fuse regular assets bearing. The proposals given underneath ought to go worked in bit of Indian Agricultural improvement policies.RECOMMENDATIONS FOR SUSTAINABLE AGRICULTURAL DEVELOPMENT IN INDIASynergy between Public Policy and Investment93. Huge occasions in our agribusiness like the green transformation in wheat land rice and milk upset owe their starting to proportionally reenforcing, packs of designing, administrations and open strategies. While res earchers can create give increasing engineerings, these will non do an effect on creation and productiveness without fitting help from open approach and contributing. 94. The wheat upset celebrated in 1968 through the issue of a specific cast by Smt Indira Gandhi is a legitimate outline of the intensity of an orchestra assault in planing and actualizing programs which can help with jumping in the achievement of the pined for closes. For representation, the husbandmans in the Indian Fertile Crescent Area comprising Punjab, Haryana and Western UP assisted with expanding wheat creation somewhere in the range of 1964 and 1968 by a request practically identical to that accomplished from the clasp of Mohenjodaro, for example , our husbandmans expanded wheat creation in four mature ages by a measure like that cultivated during the originating before 4,000 old ages[ 2 ]. This is a decent delineation of the intensity of the musical music assault in the organization of multidimensional innovative work programmes.Land Use Policy95. The interest for a normal and crystalline land use strategy is going apparent from the expanding figure of battles according to the obtaining of homestead land for modern and other non ranch uses. Such issues ought to be managed logically and non only strategically or inwardly. Short-run total compensation ought to non harm long haul supplement security. In a prevalently country and rural state like India, agribusiness is the head start of work and salary security. Food security with place developed supplement is non only of import for meat uping provincial help security, however it is other than key for both inside security and outer power. 96. At a similar clasp, the incomplete areas of land change including the circulation of roof abundance land to assetless family units ought to be taken care of with speed and committedness. The associations of unregistered agriculturists, tenants and ancestral agriculturists will hold to be shielded. At every possible opportunity, atleast one section of land of land ought to be given to each landless work household.Economic Well being and Nutrition Security of Rural Families97. Ranch family units in India establish more than 66% of the populace. Since husbandmans are other than shoppers, the fresh separation, oftentimes made in industrialized states between the associations of husbandmans, and purchasers, is non substantial in the Indian setting. Point by point investigations of the reasons for supplement uncertainty in provincial and urban nations have uncovered that the significant reason for undernutrition and hunger among kids, grown-up females and work powers is the insufficien cy of equivalent purchasing capacity to permit course to adjusted weight control plans and clean assimilating H2O. Along these lines, a three-pronged plan as given beneath requests to be acquainted with ensure the financial prosperity and nourishment security of provincial family units: †( a ) First, families having resources like land, livestock or fish pools will hold to be helped to uplift the productiveness of their asset endowments in a naturally and financially practical mode. The littler the maintenance, the more noteworthy is the interest for attractive abundance. Subsequently, as far as possible must be set on expanding finished result per units of land, H2O, nourishments and works dependent on engineerings which are naturally and monetarily solid. For this, we need more research on the advancement of eco-innovations dependent on intermixing customary environmental judiciousness with wilderness engineerings like data and biotechnology and boundless, nuclear and sustainable power source engineerings. ( B ) Second, about a third of the provincial populace and a major extent of grown-up females win their help through compensation business. They have no advantages like land or livestock or fishpond and are other than regularly uneducated. The test in the case of landless farming work is increasing the monetary estimation of their clasp and work by passing on about a worldview relocation from untalented to gifted work. A solid endeavor in the nation of comprehension and aptitude approval of the grown-up females and work powers speaking to the landless work power is key if monetary worth is to be added to their clasp and work. They will hold to be empowered to take to gifted non ranch work through market-driven smaller scale undertakings upheld by microcredit. Self improvement Gatherings ( SHGs ) of assetless grown-up females and work powers will hold to be made reasonable through in reverse linkages to acknowledgment and building and forward linkages with heading and markets. Normal things assets will hold to be created and overseen in a mode that they can gracefully fundamental emotionally supportive networks in nations, for example, new fish and provender for slow down took care of licentious cultivating each piece great as fuel wood. ( degree Celsius ) The third gathering are provincial craftsmans working in the optional and third divisions of the financial framework. Their accomp

Blog Archive mbaMissions Exclusive Interview with University of Chicago Booth School of Business Associate Dean for Student Recruitment and Admissions Kurt Ahlm

Blog Archive mbaMissions Exclusive Interview with University of Chicago Booth School of Business Associate Dean for Student Recruitment and Admissions Kurt Ahlm mbaMission was fortunate to have the opportunity recently to speak one-on-one with Kurt Ahlm, associate dean for student recruitment and admissions at the University of Chicago Booth School of Business. We think the interview is very much worth reading, particularly for anyone interested in Chicago Booth, but really for any business school applicant. Here, we offer some highlights from the interview, followed by a full transcript of the exchange. Chicago Booth does not employ any quotas in its application review process but looks to enroll a diverse, smart group of students who fit well with the schools values and culture. Ahlm discusses how an application is reviewed at Chicago Booth. Chicago Booth interviews 40%â€"50% of applicants, though depending on the strength of the applicant pool, the percentage can vary from year to year. mbaMission: Chicago Booth is known for finance. What is it not known for that you believe it should be known for? Kurt Ahlm: Chicago Booth is a breeding ground for critical thinkers. Our graduates are analytical problem solvers who can apply what they learn here to successful careers in any number of fields. Booth has strength in many areas beyond finance, including entrepreneurship and marketing. Our Polsky Center for Entrepreneurship provides unparalleled programming for our students, through labs in PE [Private Equity], VC [Venture Capitalism], Cleantech and Social Entrepreneurship, to lecture series and networking support, to helping students launch businesses through the New Venture Challenge. The Kilts Center for Marketing provides similar support to marketing students and recently entered into an exclusive agreement with AC Nielsen to share three major databases which put Booth at the forefront of thinking about marketing and consumer behavior. Partnerships like this show that Chicago Booth provides analytics and critical thought across a variety of disciplines beyond just finance. mbaMission: Chicago Booth is probably equally well known for its flexibilityâ€"where students do not have a prescribed first-year curriculum, but choose classes from core offerings. Could you discuss some of the support that students receive to help them ensure they choose wisely? KA: Chicago Booth offers the most flexible curriculum of any of the top business schools and has done so since its founding over 100 years ago. We have decades of experience behind us in creating a culture that supports a multitude of choices a student is faced with while they’re here. We have one of the largest administrative staffs of any of the top business schools, despite enrolling a class that is smaller than [that of] many of our closest peers. These staff members are experienced professionals who offer one-on-one support for our students and who create the best academic experience for them. When you couple this guidance with second-year students who serve as a valuable resource for first years, you’ll see that Booth is unmatched in the amount of resources and support it provides its students to help them make the best decisions in planning their curriculum and careers. mbaMission: Sticking with the theme of what the school is known for… clearly, Chicago Booth has a variety of distinguished professorsâ€"Nobel Prize winner Robert Fogel and efficient market theorist Eugene Fama, to name only two. Does the school have any professors who may be less well known for their research but are instead known for their teaching styles? Can you tell us about one or two “true” teachers at Chicago Booth and how they bring creative or innovative methods to the classroom? KA: There are far too many names to choose from. Being in a Chicago Booth classroom is a very special experience, no matter who is teaching. The commitment to teaching is embedded deep in our culture, and it is something we not only take pride in but we it is something we are recognized for. Among the top ten business schools ranked by Bloomberg Businessweek in 2010, Booth was the only school to receive an outstanding rating for teaching. Students here can explore any class and experience thought-provoking and innovative ideas every day. mbaMission: Does the admissions office have any directives at all to increase a “type” of applicantâ€"to accept younger applicants, for example, or to increase the proportion of international students or women? Does the school strive to have each class reflect something specific? KA: No. At Booth, we do not employ any quotas in our review process. We simply look to enroll a diverse, smart group of students, who fit well with the values and culture of Booth. Innovation and world-changing ideas are born in an environment made up of people of all ages, ethnicities, backgrounds, professions, gender etc. We want to maintain that same commitment to welcoming a diverse mix that has propelled us for generations. mbaMission: Do you consult with the career services office before making admissions offers? KA: We work with many offices at Booth to help us to understand how we can refine our selection process. Together we explore what attributes correlate well with success here and after graduation. Understanding how Booth students navigate their academic and career objectives during their two years is tremendously important to how we think about the application evaluation process. So although we leverage our community to help us understand and recognize fit, it is solely the role of the admissions office to select those students who are eventually admitted to the program. mbaMission: When you read an applicant’s file, where do you start? With the candidate’s resume? With the PowerPoint submission? KA: At Booth our process is iterative, with many committee members reviewing an applicant’s file before a final decision is made. We calibrate our review process to make sure we all are looking for similar elements of fit, but we all investigate the application a little differently. I tend to follow the order of the application: personal information, professional information, academics, essays (including the slide presentation), letters of recommendation. mbaMission: No business school is for everyoneâ€"who would you say Chicago Booth is not for? KA: I would say Chicago Booth is not for people who are simply looking for a credential to add to their resume. At Booth, the MBA is the culmination of two years of exploring your interests, engaging your mind and learning how to think critically about markets and organizations. There is no cookie-cutter approach here, no single way to get a degree, so unless a student is prepared to step in, create a path and leverage the full range of opportunities in front of them, this will not be a good fit. mbaMission: For joint degree applicants, is there any “pull”? Meaning, if you want to accept a certain joint degree applicant, will you advocate on his/her behalf to help the applicant also gain admission to, say, the Harris School? Similarly, when a married couple applies together, do you make admissions decisions with the couple in mindâ€"trying to bring in both spouses? KA: All applicants to Booth have to be able to get into the program on their own merits. Although we want to be mindful of applicants applying with a spouse, partner or significant other, that will not tip the scale for someone who is not prepared to handle the challenges of an MBA program. My answer to this question is the same as the answer I would provide to a question on joint degrees. mbaMission: How would you describe the tenor of the typical admissions interview at Chicago Booth? KA: The interview process is not meant to be an intense experience, it is meant to be a conversation between two interested parties. It is an opportunity for us to meet a candidate and hear why they believe they are a good fit for Booth, while at the same time allowing the interviewer to convey what makes our program distinctive. Our goal at the end of the interview is to have both parties walk away feeling that they learned something meaningful from the conversation. mbaMission: What advice would you give to a candidate to help him/her prepare to apply to Chicago Booth? KA: Take time to thoroughly think through your objectives for business school. Why do you want an MBA? What skills or experiences do you hope to gain? How do you prefer to learn? How do all of these things put you in a better position to accomplish your short- and long-term goals? These are just some of the questions I push people to consider as they begin their application preparation. The more focused and on point an applicant is, the more compelling their application will be and the more prepared they will be to successfully start an MBA program. A two-year MBA program moves quickly regardless where you go, and if you have not fully vetted your reasons for being at that school, you can fall behind pretty quickly. The more thinking and planning you do on the front end, the greater overall success you will have throughout the entire MBA experience. mbaMission: What percentage of Chicago Booth candidates are typically interviewed? KA: This percentage can vary from year to year, depending on the strength of the pool, but in general we interview between 40% and 50% of those who apply. mbaMission: How informed do you think candidates are in general? Do you think the average Chicago Booth applicant knows what he/she would be in for? KA: Yes, because at Chicago Booth we strive to be as transparent as possible. Our staff and students work hard to be accessible; we push a lot of content out to prospective students through email, our Web site and a variety of social media platforms. We have a comprehensive campus visit program and we conduct receptions in cities around the world. Because fit with program is so important to our selection process, we try to eliminate any ambiguity about who we are and how to prepare to be successful here. So my guess is Chicago applicants are well aware of what to expect from this place by the time they enroll. Share ThisTweet University of Chicago (Booth)

What Is the Definition of Carrying Capacity in Biology

Biological carrying capacity is defined as the maximum number of individuals of a species that can exist in a habitat indefinitely without threatening other species in that habitat. Factors such as available food, water, cover, prey and predator species will affect biological carrying capacity. Unlike cultural carrying capacity, biological carrying capacity cannot be influenced by public education. When a species exceeds its biological carrying capacity, the species is overpopulated. A topic of much debate in recent years due to the rapidly expanding human populations, some scientists believe that humans have exceeded their biological carrying capacity. Determining Carrying Capacity Although the biology term was originally coined to describe how much a species could graze on a portion of land before permanently damaging its food yield, it was expanded later to include the more complex interactions between species such as predator-prey dynamics and the recent impact modern civilization has had on native species. However, competition for shelter and food arent the only factors that determine a particular species carrying capacity, it also depends upon environmental factors not necessarily caused by natural processes — such as pollution and species of prey extinctions caused by mankind. Now, ecologists and biologists determine the  carrying capacity of individual species by weighing all of these factors and use the resultant data to best mitigate species overpopulation — or conversely extinction—which could wreak havoc on their delicate ecosystems and the global food web at large. Long-term Impact of Overpopulation When a species exceeds its niche environments carrying capacity it is referred to as being overpopulated in the area, which oftentimes leads to devastating  results if left unchecked. Fortunately, the natural life cycles of and balance between predators and prey typically keep these outbreaks of overpopulation under control, at least in the long term.   Sometimes, though, a certain species will overpopulate resulting in the devastation of shared resources. If this animal happens to be a predator, it might over-consume the prey population, leading to that species extinction and the unfettered reproduction of its own kind. Conversely, if a creature of prey is introduced, it might destroy all sources of edible vegetation, resulting in a decrease in other prey species populations. Typically, it balances out—but when it doesnt, the entire ecosystem risks destruction. One of the most common examples of how close to the edge some ecosystems are to this destruction is the alleged overpopulation of the human race. Since the end of the Bubonic Plague at the turn of the 15th century, the human population has been steadily and exponentially increasing, most significantly within the last 70 years. Scientists have determined that the carrying capacity of Earth for humans lies somewhere between four billion and 15 billion persons. The human population of the world as of 2018 was nearly 7.6 billion, and the United Nations Department of Economic and Social Affairs  Population Division estimating an additional 3.5 billion population growth by the year 2100. Humans are in a position where they have to work on their ecological footprint if they hope to survive the next century on this planet.

Beowulf Characterization Essay - Free Essay Example

Sample details Pages: 3 Words: 924 Downloads: 3 Date added: 2019/05/08 Category Literature Essay Level High school Topics: Beowulf Essay Did you like this example? Beowulf Characterization Essay Evil monsters, greedy dragons, and heroes as strong as a bear can all be found in the literary masterpiece, Beowulf. This book is a classic fantasy that can be enjoyed by all ages. The book is about the main character Beowulf, a strong king who goes through many challenges during his lengthy rule of the Geats. Don’t waste time! Our writers will create an original "Beowulf Characterization Essay" essay for you Create order He was a good king who always held his ground and fought for what was right. Beowulf’s character shines the brightest during combat, which can be seen in the fights with Grendel, Grendels mother, and the Dragon. The battle with Grendel was the first one in the book and introduced us to Beowulfs character qualities. Grendel was a monster who descended from â€Å"Cains Clan.† He terrorized the Danes for 12 years before he was slayed. He was described as being, â€Å"warped in the shape of a man, moves beyond the pale bigger than any man, an unnatural birth called Grendel.† (Heaney, 1351-54) Grendel was a monster that no one could seem to defeat. He was huge and powerful, unable to be hurt by any weapons. Grendel was feared by all except for Beowulf. Beowulf had heard of the monster and sought to defeat it. He went to the land of the Danes and talked to the king there about killing Grendel. The king, at first did not believe him until Beowulf boast about himself. This gave the king hope, and he agreed to let Beowulf try to kill the â€Å"Dark Death-Shadow† During the night a violent battle ensues in which Beowulf ultimately comes out on top. The hero killed the beast with his bare hands by ripping off an arm from the fiend. This scene showed Beowulfs amazing strength. The victory however, is short lived as the mother of Grendel came to seek her revenge. Grendel’s mother is a foul beast looking for revenge. Beowulf knew something had to be done and quickly got ready for battle. Beowulf, with the king of the Danes and his company, marched to the marsh. There at the edge of the water Beowulf gave a confident speech. His final words were, â€Å"with Hrunting (his sword) I shall gain glory or die.†(Heaney, 491) Immediately after these bold words Beowulf, without hesitation, dove straight into the lake. This part of the book really captures the bravery of Beowulf. He blindly goes after the evil beast, swimming through the depths of its’ territory without knowing where the fiend is, or what will happen. Beowulf gets briefly captured by Grendels mother but soon escapes her grasp, narrowly missing death because of his fine chain-mail armor. In Beowulf’s quick thinking, he finds and grabs an ancient relic from the lake bottom and kills Grendel’s mother with a slice to her neck. Meanwhile, the battle had taken so long that the king of the Danes had lost hope and left. Only a few of the villagers remained long enough to see his return. Beowulfs confidence and bravery led him on to rule a peaceful kingdom for 50 ye ars before another threat came about. Beowulf had one final battle against a mighty dragon. The dragon was the guardian of treasures within a mountain. Someone had enraged the dragon by stealing some of its treasure. This caused the dragon to seek revenge by wreaking havoc upon the Geats. Even in his old age, Beowulf knew he had to do something about the terrible monster. So off he went up the mountain with a shield of iron and his trusty sword. Beowulf faced off with the dragon but this time his luck had failed him, and his sword shattered into pieces on the monsters’ skull. Beowulf, not giving up, decided to try to kill the beast with his bare hands. This did not go well for him, and he started to lose the fight. Beowulf’s armed guard being so afraid of the dragon, fled from the scene. Only one man remained to help Beowulf and his name was Wiglaf. Wiglaf was a young warrior and this was his first time seeing combat. Despite this he bravely jumped in and stabbed the dragon in the belly. It was too late however, and Beowulf had been bit on the neck by the winged demon. Despite having blood rush down his body and poison running through his veins, Beowulf was still able to catch the dragon in the neck with a dagger. The dragon met his end, but sadly so did Beowulf. Beowulf fought for what was right. He stayed brave and confident in himself despite his old age. After a long fight and even longer life, the great hero spoke his final words Wiglaf. â€Å"You are the last of us, the only one left of the waegmundings. Fate swept us away, sent my whole brave high-born clan to their final doom. Now I must follow them.† (Heaney 2813-16) Beowulfs Character traits of bravery, confidence, and pride, can be seen in every battle the hero had. He killed the â€Å"Dark Death-Shadow† Grendel. He dove into the deep waters to slay the revenge crazed mother of Grendel. In his old age he fought and defeated the dragon that had destroyed his throne and terrorized his country. Beowulf’s bravery and confidence can be seen in every battle. He could things without hesitation and with excellence. Though in the end he died protecting what he loved and worked so hard for, Beowulf’s story captures our imagination and teaches us to be brave and bold in all aspects of life.

Benefits Of Attending A Community College - 897 Words

Students nowadays face many challenges when it comes to obtaining a college education. We evaluate an institution’s quality based on what we need the most. The qualities sought out may vary by each person’s personal point of view. However, as a student, I’ve found that most students seek for an institute that benefits them the most. Attending a community college has been an enormous advantage towards my education. I have been attending San Bernardino Valley College for the last two semesters. I have come to respect their philosophies and values. The institution has now been in business for 87 years. They venture to encourage both students and faculty towards high standards of achievement and progress into exceptional members of the society. They now offer a variety of degrees, transfer programs and certificates for a wide range of students. San Bernardino Valley College has an accomplished staff, student support services and technological tools that pave the road towards the conquest of a quality education. Benefits of attending a community college as opposed to a traditional university tend to be overlooked by potential students. They are either unaware of its advantages or do not fully understand how this type of education can benefit their cause. Year after year large amounts of students choose to go straight from high school and in to four-year universities. The problem with this particular situations is that universities in general tend to have 50-400 students in oneShow MoreRelatedBenefits Of Attending A Community College854 Words   |  4 PagesI would be attending a university like all of my friends in high-school. I never thought I would be attending a community college. I really hated the idea of community college. I thought it was for people who had low ACT score or people who didn t really try as hard as others in school. I always tried hard in school even when things got hard I still tried my best. I never thought it would be for me until I saw the benefits of attending a community college. I attend a two year college because IRead MoreBenefits Of Attending A Community College941 Words   |  4 Pages There are many benefits to attending a Community College; Community College allows people to save money on tuition and because of smaller class sizes, students are also able to receive more attention from instructors. Although there are advantages, there are also disadvantages with Community College. Normandale Community College has around 10,169 students enrolled, and a problem students encounter are fees. These fees include: textbooks, classes, orientation and game rentals. Many may wonderRead MoreThe Benefits of Attending a Community College Essay example870 Words   |  4 Pagestechnical college or local 2-year school was deplorably referenced to as â€Å"loser’s territory† and if you dared to enroll in one anyway and followed through to graduation, well you were congratulated but to a lackluster fanfare. Some community college graduates still receive this reception upon exit of a community college but attitudes are definitely changing. Today more than ever, degree-seeking individuals are paving the path to their careers through the entrance and exit doors of community colleges. TheseRead MoreCollege For The Masses By David Leonhardt933 Words   |  4 Pagesâ€Å"College for the Masses† by David Leonhardt is a great article that displays the many benefits among lower-income students attending a four year college. â€Å"Why Poor Students Struggle† by Vicki Madden displays many examples from hers and her colleagues ex periences while providing statistics of the lower-income joining a four year college. The two articles both display the benefits of attending a four year college and that the education pays off. David’s article talked about the different educationRead MoreTwo Year College versus Trade School816 Words   |  3 PagesCollege (Two year) vs Trade School For some students, the question of what to do after high school may be a burden to even contemplate as it approaches quicker and quicker. The pressure to continue another four (or more) years of education after high school can be overwhelming considering twelve years of schooling has already been completed; why go right back to school again? When’s break time? Some people are simply just not ready for college and they know it, or at least until afterRead MoreBenefits Of Borrowing Money While At The Same Time Should You Borrow993 Words   |  4 Pageseducation whether the funds come from family or student loans its always an issue of is there enough money for expenses while attending college. There are benefits of borrowing money while at the same time should you borrow. Students use loans for various reasons, but for some loans are just a financial burden. This article is researched on twelve students from a community college. All the students had taken out loans for school purposes as well as personal purposes, but in all reality for school purposesRead MorePost Secondary Education : An Example Of Dedication, Work Ethic, And Self Motivation For A Better Life Essay1280 Words   |  6 Pagesâ€Å"Families from low-Socioeconomic status communities are less likely to have the financial resources or time availability to provide children with academic support† (National Center for Education Statistics, 2008).This quote difinitively provides the necessary information regarding attending post-secondary education. Even though this quote also seems very logical, it proves to be a breaking point for Americans in their decision to attend a post-secondary education college or technical school. Important mattersRead MoreTarget Market For Hillsborough Community College Essay721 Words   |  3 PagesTarget Market for Hillsborough Community College For Hillsborough Community College to attract the most students and achieve higher retention rates, Differentiated Marketing would be the best practice. Because Hillsborough Community College is predominantly diverse, target marketing groups should include dual-enrolled students, recent high-school graduates, young adults, and career-oriented adults seeking higher education. A smaller marketing group to consider is the mature adult over the age ofRead MoreCollege Education Is Not Granted For Everyone1461 Words   |  6 PagesMonica Sanad Professor Benjamin Bever English 112 26 April 2016 XX TITLE XX In retrospect, college education, in the old days, has been a privilege that was not granted for everyone. Unfortunately, this was a detriment likely to be caused by the inequality at race, gender or wealth. However, as humans have evolved beyond such inane, discriminatory issues, more people were able to go to college and earn a degree for a living, thus improving their quality of life and acting as a driving force to theRead MoreCommunity College : Is It A Waste Of Time?898 Words   |  4 Pages Is it beneficial to attend community college before attending a university or is it a waste of time? There is a huge debate on whether or not attending community college is worth the time, or if it is as wasteful as rumored. While some people argue that it is not worth attending a community college before a university, I believe that it is beneficial. It helps students transition from high school to college life as well as encourage them to further their education. Grubb, W. Norton, and Marvin

Maternity Leave free essay sample

The issue of maternity leave is a debatable topic among governments, employers and employees with differing interests. Varying across countries, Malaysia practices a minimum of 60 days according to the Employment Act 1955 (Lawnet. com. my 2010) . In theSun Newspaper, Chandranagayam (2010) discussed how Malaysian practitioners responded poorly towards National Union of Bank Employee’s (NUBE) call to increase maternity leave from 60 to 90 days, citing business operations’ interruptions, unhealthy business environment and 60 days being sufficient. The writer asserts that companies should focus on developing innovative solutions to provide for this benefit as most developed countries do. Presently, only the Selangor state enforces 90-day maternity live for its civil servants (The Star Online 2010) . The International Labour Organization’s (ILO) minimum standard is set at 14 weeks in promoting working women’s right (The Star Online 2010) . Vast majority of its 183 members provide 12 weeks or more maternity leave with more than 70 providing more than 14 weeks. The need becomes greater as Malaysian women are expected not only to be productive employees and leaders, but take on the motherhood role. A study from the Corporate Leadership Council (2009) finds effective work-life benefits result in star employees working harder and increased organization loyalty. This provides insights on how organizations can attract and retain skilled labour. Malaysia has yet to conform to ILO’s minimum recognized standard. 1. 2Issue 2: Migrant Workers 233 In March 2010’s issue of Bloomberg Businessweek, Zappei (2010) discussed on Malaysia’s migrant workers. Amnesty, an organization campaigning for international human rights urged for Malaysia to protect its migrant workers’ rights as they found exploitation of these low skilled workers a common occurrence. Among the mistreatment faced are arbitrary arrests, low wages, threats and unsafe working environments. This is a concern as more than one fifth of Malaysia’s workforce positions are filled by foreign labourers in positions shunned by locals in industries involving onstruction, households, factories and plantations. It is estimated about 1 million foreigners working illegally and 2 million working legally in Malaysia with most of them coming from poorer parts of countries including Philippines, Vietnam, India, Indonesia, Nepal, Bangladesh and Myanmar. The situation impacts Malaysia’s diplomatic ties with other countries. Zamir (2009) found migrant workers dependent towards the economy where the global recession resulted in Malaysia cancelling more than 50000 visas in the first quarter of 2009. Many Bangladeshi workers were retrenched and forced to return to their home country, negatively impacting Bangladesh’s economic position and balance of payment being heavily reliant on providing migrant labour. Conversely, diplomatic relations among Malaysia and Indonesia over 52 years deteriorated over differing misconceptions over issues of criminal migrant workers and maid abuse. This is detrimental as both countries are heavily reliant on providing for each other’s economy (Newsbank 2009) . Over 30 years, the act resulted in about 70 percent Norwegian women today compared to less than half previously. With 40. 1 percent female board members in public listed companies, the Norwegian economy benefits from innovative contribution and high-level decision making from women. Malaysia observed a rise from 18. 8 to 30. 5 percent in top management positions in the public sector since 2004, but figures in the private sector remains low. Norway offers over a year’s parental leave hence an enabling environment is crucial for Malaysian women to contribute to the economy. Stone (2008) suggests three approaches to managing employment diversity Equal Employment Opportunity (EEO), diversity management and affirmative action. EEO aims to eliminate unfairness in unrelated job factors and promote equitable employment opportunities for all applicants. These are often employers’ responses toward governmental legislations. Without sex discrimination in the workplace, HR practitioners need also look into ways to maximize the potential of the female employees. 2. 2 Issue 2: Migrant Workers The wellbeing of migrant workers in Malaysia deserves consideration as they significantly contribute towards firms’ productivity and the nation’s overall economy. The recurring issue on employee welfare has exacerbated, potentially damaging political ties and subjects Malaysia to public criticism. The government plays an important role in preventing exploitation of labour in the country through law and policy making. Being the biggest migrant employer in South East Asia, Malaysia, migrant workers are viewed to contribute towards developing a country’s economy but could also create social issues. Cultural differences could cause conflicts, reflected in the people’s perception and media (Amarjit 2005) . So far, the policy on Recruitment of Foreign Workers since 1991 outlines rules and guidelines on how migrant workers are to be treated. The policy requires migrant workers to have a written contract paid by the employer, wages, benefits and employment terms to be similar to local workers based on relevant national labour legislation and provide a conducive environment (clean housing and food) for the migrant workers. Although so, Malaysia is still lacking in a comprehensive legal and policy framework to regulate and manage migrant workers and different aspects of migrant workers are divided and overseen by different ministries and departments (Fair Labour Association 2008) . The lack of efficient management of human resources and processes could have led to employers disregarding the governmental policies for migrant workers enforced. 3. 0 IMPROVEMENT PLAN 700/233 3. 1 Issue 1: Maternity Leave Malaysia will soon need to step up and comply with ILO’s maternity leave standards. The compliance will improve workplace benefits for women, in particular. Employers need to recognize the unique contribution of women in the workplace including diversity, creativity and part of the labour supply. Employers need to shift from the assumption that additional leave creates losses in man hours and consider the long term advantages reaped – retention of key employees. In facilitating this benefit for working women, the government should first increase the maternity leave standards for both public and private sectors to conform to ILO’s standards. This ensures an increased commitment from employers to comply with the new policy. Working women, on the other hand, will not consider motherhood to be of a disadvantage to their career development. In committing to women advancement in the workplace, employers should look into creative and innovative workaround solutions. Employers should set up clear implementation guidelines and controls to cater for pregnant staff. Childbearing is not a sudden phenomenon; these female employees can plan and prepare their workmates throughout their pregnancy process in handing over their tasks. This permits a smooth handover during the transition period when she is on maternity leave. With flexible work arrangements and appropriate workload, returning employees will be able to resume their work positions with minimal disruptions to business activities. 3. 2 Issue 2: Migrant Workers The government plays a role in stepping up to prosecute those who illtreat its workers. Much improvement can be done to set up a legal framework in managing migrant workers’ HR activities. Workplace inspections should be conducted periodically. Migrant workers should also have communication access to relevant parties for issues. The Malaysian embassy and public affairs section should also work in response to refute on false accusations on Malaysian employers and foster better relationships with other countries. This helps Malaysia to obtain the supply of migrant workers needed for the economy. Improved legislation need to be enforced to guarantee and safeguard interests of both the employers and migrant workers. There is a need for companies to look into managing industrial relations on migrant workers’ rights, employment conditions and wages. Being a HRM function, companies need to manage the complex relationships between workers, employers and legislative bodies. With varying practices across organizations, HR managers need to observe the legal requirements in managing the migrant workers through anti-discriminating measures (Stone 2008). Companies need to work towards complying with the Policy on Recruitment of Foreign Workers. Appropriate resource planning helps companies to project the labour needed thus mimimizing the need for retrenchment of migrant workers for other options including outsourcing and hiring part time workers.

Luhrmann and Zeffirelli introduce the characters of Romeo and Juliet in their film versions of Shakespeares play Essay Example

Luhrmann and Zeffirelli introduce the characters of Romeo and Juliet in their film versions of Shakespeares play Paper Films are made to make money and attract mass audiences. Most filmmakers want to aim their film at a wide range of people so that their film is a box office success. Films are more advanced than performances of plays in theatres as they can use lighting, sound effects, music and cameras to create atmosphere and influence peoples reactions by using close-up shots of things they want the audience to take notice of. In a film the camera is the viewers eye so they can only see what the camera allows them to but in a play the audience can see everything at once and the camera isnt there to zoom in on something which they need to recognise as significant as it can in a film. Filmmakers can also use costumes and settings to suggest a characters personality or the atmosphere of the place they are in. Also, in films, computerised sound effects and real settings can be used. In films they can have sets outdoors, in houses and anywhere else they need to but in a play they cannot have real settings as they are all artificial and have to be changed for nearly every scene. In plays they cannot have large crowds of people for a battle or suchlike as they would not all fit on the stage so they have to have limited numbers and this, therefore, is not as realistic as it can be in films as they can have thousands of actors if they need them. We will write a custom essay sample on Luhrmann and Zeffirelli introduce the characters of Romeo and Juliet in their film versions of Shakespeares play specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Luhrmann and Zeffirelli introduce the characters of Romeo and Juliet in their film versions of Shakespeares play specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Luhrmann and Zeffirelli introduce the characters of Romeo and Juliet in their film versions of Shakespeares play specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Lastly, as the dialogue in plays is sometimes far too long, filmmakers often cut the text in places and move it around in the plot until they are happy with their scripts. This technique is not often used in plays as they tend to be more traditional and stick to the original text. The Zeffirelli version of the play was made in the late 1960s and was aimed at a wide range of people from very young to very old. Zeffirelli wanted to give people a traditional film of the play so he kept most of the original text and used music and costumes which would have been appropriate to when the play is set. It was a box office smash hit even though Zeffirelli shocked many people by being experimental he chose two, very young, unknown actors to play Romeo and Juliet and used (at the time) very innovative camera movements. Luhrmann chose a very different approach to making Romeo and Juliet into a film from Zeffirelli, as he did not do a traditional version at all. He aimed it mainly to bring the younger generation of people an understanding of Shakespeare and so modernised it so that it would appeal to the audiences of 1997. Even though there was a 30 year gap between the making of these films, they were both very successful and attracted mass audiences. I will now look at the similarities and differences between the two versions. Both directors decided to frame Romeo the first time he is seen Zeffirelli in an archway and Luhrmann in a cliff. Both the films suggest Romeo has been alone in the first shots of him as he is seen walking back into the city by himself. In both the versions Romeo is implied not to be as rough as the other lads and doesnt seem to fit in with them in Zeffirelli he comes back to the city holding flowers while in Luhrmann he uses very soft focus on Romeos face and Romeo is alone, looking out to sea which implies he is very romantic when none of the other lads are. Also, in both the films, as soon as the camera switches to Romeo for the first time the music becomes slow, dreamy and romantic which is emphasising his youth and romantic feelings. Both directors used, at the time of making their film, very innovative camera movements, for example in Zeffirellis version the camera went through peoples legs in the fight scenes. However, there are also many differences between the two films. Zeffirelli aimed to do a traditional film of the play so that people would know what Shakespeare is really like but Luhrmann aimed to bring the modern generation of people an updated version and to show that the story is still relevant today. Therefore Zeffirelli chose to keep most of the original dialogue from the text, to use Shakespearian costumes and music which would have been appropriate to when it is set but Luhrmann cut lots of the text, did not use Shakespearian costumes and had modern pop music playing in the background. Also, Luhrmann did not set the film in Italy as Zeffirelli did, he set it in a big American city which showed the modern audiences that the play is still significant today. In Shakespeares day, Italy was the main country and also had the most power but when Luhrmann remade the film 30 years later, America was now the Italy of the 20th century and so he set it there so that the viewers would think it applied to them, and was not just a Shakespearian play which was not relevant any more. Luhrmann also used references to modern films in his adaptation which a modern audience would understand and enjoy but Zeffirelli did not have any references at all in his film which suggests that he was maybe trying to appeal to a slightly older generation of viewers than Luhrmann was. Zeffirelli shocked people when he made his film of the play as he chose two very young, unknown actors to play Romeo and Juliet but when Luhrmann made his version in the late 1990s he chose two older, better established, American actors. In Zeffirellis version all the characters except the nurse spoke RP which is often associated with Shakespearian characters but in Luhrmanns he changed the text so that it could be spoken in American English and still sound Shakespearian. Zeffirelli also chose to use two actors who fitted the Italian stereotype of dark hair, dark eyes and olive skin but Luhrmann chose two actors who did not fit it at all. However, I think the main difference between these two film versions of the play is that Zeffirelli opted to do a traditional version and Luhrmann updated it so that it would still appeal to a younger modern audience. The introduction of Romeo is quite similar in both films. I will look at how Zeffirelli introduces him first and then how Luhrmann does it. In Zeffirellis dramatisation of the play as soon as the audience get their first view of Romeo, the music becomes slow, innocent, romantic and dreamy. Romeo is framed by a big archway which emphasises to the audience how small, young and vulnerable he is and he is walking back into the town holding flowers which shows that he must have been alone. As he is holding flowers and smiling this suggests that he is not like the other lads he is not aggressive but is gentle and doesnt seem to fit in with the other lads which is why he has separated himself from them and gone somewhere by himself. He is wearing a traditional Shakespearian costume which emphasises Zeffirellis aim to keep the film as authentic as he could. As the music is dreamy it implies that Romeo is a bit of a daydreamer and he seems to have a dreamy expression on his face until he sees his parents and Benvolio when his expression changes to an uncomfortable, uncertain look. He moves into the shadows of the walls which suggests he is secretive and doesnt want his parents to see him. Zeffirelli then uses a close-up of Romeos face which shows the audience how young he is as he has a heart-shaped face and looks small and gentle. He also fits the stereotype of Italians with his dark hair, dark eyes and olive complexion but in the Luhrmann adaptation Leonardo DiCaprio does not fit this stereotype at all as he is blond with fair skin. This shows how Zeffirelli was keen to keep his version a traditional one whereas Luhrmann wasnt. Zeffirelli also suggests that Romeo is defensive as when he is with Benvolio he crosses his arms and says is the day so young which implies that he is in a world of his own and enjoying the fact that he is miserable. Then Romeo is shut out from the injured man because the door is slammed in his face. This is a reminder of the feud between the two families and after his event, Romeo flounces off which suggests he no longer wants to be a part of it. The way in which Luhrmann introduces the character of Romeo is quite similar to the way in which Zeffirelli did it. As in Zeffirelli, when the camera switches to the first shot of Romeo the background music becomes slow and dreamy and Romeo is alone, framed in the cliff on a beach. Romeo is sitting with his back to the city which is symbolic as it shows he does not want anything to do with the feud and he is looking out to sea which immediately suggests that he has depth and is not shallow like the other lads. Then Luhrmann zooms in on Romeos face but uses very soft focus so this gives the impression that Romeo is gentle and romantic but not aggressive and violent like the other lads he is friends with. The camera then zooms back out and shows that Romeo is dresses like a business man but casually as he has his top button open. He is writing and speaking the words as he writes them these are actually his lines but as he is writing it looks like he is writing the play which makes him seem romantic. As in Zeffirelli, when Romeo sees his parents he suddenly looks annoyed or uncomfortable but different to Zeffirellis version, he does not fit the Italian stereotype as he is blond and pale-skinned. However, the Romeo presented in this film of the play is also bored with the feud and fighting which is the same in Zeffirelli so Luhrmann did try to keep some authenticity but not as much as Zeffirelli did. I will now look at the introduction of Juliet in both the Zeffirelli and the Luhrmann dramatisations of the play. In the Zeffirelli version there is a scene before we see Juliet in which Paris has come to ask her father for Juliets hand in marriage and her father accepts but asks Paris if he could wait a year or so, so that she would be a little older as she is only 13. This prepares the audience for the fact that Juliet is going to be so young and vulnerable even before they get to see her. This scene does not take place in the Luhrmann adaptation. When the camera first switches to Juliet the music becomes very light-hearted and seems to be skipping along so this stresses Juliets youth. Juliet is laughing and playing with the nurse which shows how childlike she is compared to Romeo. She then appears at a window which she is framed in so that she looks like a Renaissance painting as she is very elaborately dressed and heavily made-up. There is then a close-up of her face which shows her to be very young, have a heart-shaped face and be very demure, innocent and wide-eyed which again stresses her youth. She also fits the Italian stereotype perfectly and looks even younger than Romeo did as her hair frames her face as well as the window framing her. She is wearing a red dress which is very bright and rich but also symbolises romance, blood, passion and danger and so stands out when she attends the ball later in the film. Juliet is then called for by the nurse who says her mother wants to see her and immediately, Juliet straightens her hair and dress and runs off in her mothers direction. This shows she is still very obedient and only cares about doing what her mother wants her to do. She is a contrast to Romeo in this scene as she is in a family home, skipping and laughing but Romeo is moping around by himself so this implies that Juliet is still a child without any thoughts of romance or marriage but that Romeo is older and more mature. When Juliet arrives at her mothers chamber the mother sends the nurse out of the room and Juliet looks puzzled and uncomfortable without her presence. This shows that she is actually closer to the nurse than her own mother which the audience will find sad. The audience know that her mother wants to talk to her about her marriage to Paris but Juliet doesnt and seems to be worried when she is wondering why she as been sent for as she bites her lip. When her mother asks her if she will marry Paris, Juliet says she will but she only seems to be saying so because she knows her mother would be angry if she refused. This shows that Juliets mother is very controlling of her daughter, even if she hardly ever talks to or does anything with her. In the Luhrmann adaptation the first shot of Juliet is a close-up of her face. She doesnt match the Italian stereotype and seems to be much older than the character from the play really was. As in Zeffirelli, Juliet is very wide-eyed and her face is framed with her hair but she is not heavily made-up as Juliet in Zeffirelli was. She then plunges her head into the water which symbolises freshness and nature which in turn symbolise her youth. She is dressed in white which is different to Zeffirelli and this symbolises purity and nature. When the nurse calls for Juliet, Juliet is still obedient as in Zeffirellis version but she doesnt seem as respectful to her mother she has a teenage look on her face as if to say oh, not my mother again which is one of the things Luhrmann has updated. When she reaches her mothers room Juliet looks impatient when waiting for her to talk as if she thinks she has better things to do than listen to her mother but she did not do this in Zeffirelli. This has, again, been updated to appeal to the audiences of 1997. Then, her mother shows her a photograph of Paris and Juliet looks puzzled at fist but then she says the same lines as she did in Zeffirelli which shows she is still obedient, if not as respectful. After her mother leaves the room, Juliet looks thoughtful as if it is beginning to dawn on her that a marriage has been arranged for her and this is much faster than in Zeffirelli the whole play takes place over a few days in the Luhrmann film but in Zeffirelli it is much slower. In conclusion, I think that both films were successful in introducing the characters of Romeo and Juliet but that Zeffirelli kept to his traditional aims in doing it and Luhrmann used a more modern approach.

the future of COBOL essays

the future of COBOL essays COBOL (Common Business Oriented Language) was the first widely used high-level programming language for business applications. Many payroll, accounting, and other business application programs written in COBOL over the past 35 years are still possible that there are more existing lines of programming code in COBOL than in any other programming language has been update over the years. Today we already stepped in internet Age, most of old style business also have been combined with intent to create the e-business, so we suppose COBOL is not useful anymore but before we made a conclusion wed better know hows COBOL worked, and hows COBOL will work in future then we could make decision. COBOL was an effort to make a programming language that was like natural English, easy to write and easier to read the coed after youd written it, and COBOL is one of the oldest, and arguably the most successful and popular of all programming languages. The earliest version of the language, COBOL-60 and -61, evolved to the COBOL-85 standard sponsored by the Conference on Data Systems Language (CODASYL). COBOL has been declared dead so many times since April 1968 till now, but COBOL lives on. Nevertheless, the somber pronouncements of COBOLs demise continue, and the pace has picked up with such developments as clients-sever technology, Visual Basic, Java, and the chaos associated with the Year-2000 problems. Since the year 2000 (Y2K) problem is common in many business applications and most of these are written in COBOL, programmers with COBOL skills have become sought after by major corporations and contractors. A number of companies have updated COBOL and sell development tools to meet the requirements about COBOL applications using in e-business. Since the COBOL use for Oriented of business it was mostly serviced for big company. Even now many large companies have a huge pool of COBOL-based applic ...

E-Banking and ABC costing Assignment Example | Topics and Well Written Essays - 4000 words

E-Banking and ABC costing - Assignment Example This article explores the implementation techniques of Activity-Based Costing (ABC) in the banking sector on the example of bank in order to analyze the cost structure for traditional and electronic channel transactions. The article shows how it is possible to implement ABC in banking and proves empirically that electronic channels help reduce the costs of both banks and their clients. The setup and infrastructure to implement e-banking services requires a huge amount of initial outlay. Therefore, European banks have spent billions of euros into building direct channels like the Web, upgrading branches and call centres, and trying to integrate all these channels. Major financial futurists predicted bright prospects to electronic banking. But after some years of excitement it appeared that the banks' long-awaited sky-rocketing profits from this area would not be yielded. Around the world, Internet banks are faltering. This situation requires a profound analysis to be able to understand the real cost of e-banking, and e-bank transactions in particular. All major banks have declared e-business as one of their core strategies for future developments. Until recently, most of the pricing decisions about e-bank services were made instinctively as the current financial management information systems did not support such analysis. This research expThis research explores the implementation techniques of Activity-Based Costing in the banking sector on the example of bank in order to analyze the cost structure for traditional and electronic channel transactions. Also conclusions are drawn about the profitability of e-banking transactions. The research addresses the following questions: 1. How can ABC techniques be implemented in a bank How it is possible to allocate IT expenses to products 2. What are the cost elements of e-channel transactions What are the major cost groups 3. Are e-channel transactions cheaper than those made via the traditional channels Chapter 2: Role of E-banking In the past, banks have used a set of integrated distribution channels has provided the basis for them to build strong relationships with their customers. Those banks leading to shape the way in which products are distributed can often gain long lasting competitive advantages. Like ATMs and 'phone banking, the Internet is seen by many banks today as a new, low cost distribution channel (Feng 2001). Unlike traditional corporate networks (which usually have private computer networks in place), the Internet has become a mass infrastructure available to an ever-growing segment of the population. It is based on an open, standard protocol for communications, and it is relatively inexpensive and non-proprietary with global accessibility. Most of all, the Internet is not only cheaper than other distribution channels but also allows banks to reach new customers in new areas more easily (Feng 2001). The advantages both for banks and their customers are obvious, especially in terms of cost and convenience. If we assume that the end users have the basic understanding of internet usage then substantial cost savings can be achieved if banks can persuade their

Case studies Essay Example | Topics and Well Written Essays - 1750 words

Case studies - Essay Example It started as small company but it grew so rapidly that, in 2004 it had been ranked 25th among the Top 50 S&P 500 companies by Business Week magazine. The company has set itself as an example for the other companies in the SME sectors across the world regarding how to become successful in a short span of time. The period of 1990s seemed to be most successful for the company when on average it had opened a new store almost in each working day. This high pace of growth continued even after its entry into the new millennium also. In fact it had been able to maintain thin momentum until recently. The ongoing global down turn had also affected the company badly like the others. Since 2008, it has closed around 900 stores in the United States as demand has declined sharply. However, it still has a growth plan outside the territory of USA in near future. In fact, it is planning to open as many as 900 new stores in the countries outside the USA. (Starbucks- company Overview, 2009) Very often, this company has faced several types of protests on the grounds of trade related policies, employee relations, impacts on environment, and so on. But in the mid of all these issues it has managed to grow at a very fast rate (Starbucks- company Overview, 2009). There are a number of factors that have helped Starbucks to become so successful. These factors are as follows- Rapid expansion on a global basis: Starbucks had adopted the method of expanding its market not only in the domestic front, but also in the foreign countries. This expansion plan has been able to make the name of the Starbucks known by a huge number of people around the world which simply has resulted in magnificent increase in the customer base of this company. By creating its presence in the global market on strong feet, it has been able to dominate the segment of market it caters to. It has been rated as one of the best company to work with and its pleasant working environment has made the company able to expand at such a high pace, while retaining its customer base at its other outlets. Creation of brand loyalty: One major reason behind its success is that it has been able to create huge brand loyalty among its customers. The company has always been careful in meeting the customers' need and providing them with memorable experiences so that they make a return to this brand again and again. This is why the company has been rates as one of those global brands that have created highest level of impact on their consumers. In 2003, a magazine had considered Starbucks as one of most trustworthy brand. Its recognition as one of the most impactful and most trustworthy brand has enhanced its brand value and has made its logo recognizable by the most. Consequently, it has helped to retain its customer-base. The degree of loyalty of the customers to the Starbucks brand is so huge that even when the customers go any foreign location, they visit Starbucks' outlet to have a cup of coffee that they enjoy in their own home town. Adoption of innovative strategies for business: the company has employed a highly skilled research team for developing innovative ways of attracting more and more customers to its brand, while retaining the existing customers' loyalty towards this brand. For example, in 2004, it introduced a CD burning service in one of its outlets in California. This innovative service allows its

Milos secret Essay Example for Free

Milos secret Essay I have chosen two very similar and intriguing cartoons to perform this examination based on information and knowledge I have gained from this study. The first newspaper cartoon is titled â€Å"Milos secret† involving a mischievous cat who gets into a bit of trouble by sneaking into his owners refrigerator while he is sleeping and gradually stealing food every day. All the while, the owner is, of course unaware of the feline perpetrator is is foraging for snacks. Eventually, the frisky feline steals and consumes so much food that he becomes fat and can no longer walk to even reach his own food bowl. Thus, it is not exactly a happy ending for our furry friend. The second cartoon titled â€Å" Dingy Dog† is about pesky little dog who just cannot stay out of trouble. He is constantly stealing food off of the table and always knocking things over. It is not until he is put outside in the rain that he learns his lesson that it is always better to be humble and wise than greedy and silly. The message in both of these stories is quite simple, speaking of discipline and humbleness. For every foolish act there is a punishment. For example, in the first story, the first cat became fat after stealing all of the food. This was his punishment. In the second cartoon, the dog who just cannot behave himself no matter how many times he is scolded is punished by being put out into the rain. The difference between the two stories is that the cat had no owner there to scold him so he continued to sneak around, whereas the dog was repeatedly scolded and still persisted to disobey. The author of the cartoons used strong symbols to show emotions such as sweat marks to show how frustrated the owner of the dog was while he was scolding his dog. He also used exclamation points and numerical symbols to show this. It would not have served him justice to simply put periods next to the owner of the dog to display his discontent and emotion with his pet. If I were to create a place card regarding the topic, it would say â€Å"Be careful what you do, because it will always come back to you. † It was quite easy for me to establish my grounds for interpretation the authors meaning for the cartoons. It is merely a matter of reviewing the stories and depicting the emotions displayed and trying to put myself in the very same situation.

Self Interest in the Political Philosophies of Mill and Locke Essay

Charles Baudelaire, a well-known English poet, once said that â€Å"Nature... is nothing but the inner voice of self-interest.† The philosophical theme of self-interest has been a common idea among political thinkers for many years. In any issue that is linked to the realm of political philosophy, the role of self-interest within a society must be considered. The role of self-interest within a society is the basis for the moral thinking that involves weighing the â€Å"needs and obligations of an individual against the goods of the individual and in turn society† (The Role of Self interest in Political Philosophy). Before confronting an issue within a society, a political thinker must decide whether or not people are ultimately self-interested. The government system of checks and balances was established to confront the issue of self-interest. The political thinkers, John Stuart Mill and John Locke unveiled the mysteries of what it meant to live in freedom and posses s liberty, in which the self-interest of humanity does not impose on the rights of others. Both Locke and Mills believed that in order to govern over a society, people must have freedom. The difference between these political thinkers lies in how much freedom people should be entitled to within a political society. In order to understand how Mill and Locke came to the conclusion of how much freedom a person should possess, we must understand what a political thinker perceives as freedom and liberty. In John Locke’s writings, The Second Treaties of Government, he states that â€Å"all men exist in a state of perfect freedom to order their actions and dispose of their possessions and person as they think fit, within the bounds of the law of nature, without asking leave or depend... ... Cited "Charles Baudelaire Quotes - BrainyQuote." Famous Quotes at BrainyQuote. Web. 26 Nov. 2011. . "Excerpts from John Stuart Mill, ON LIBERTY." Ashland University. Web. 05 Dec. 2011. . "John Locke: Second Treatise of Civil Government." Index. Web. 04 Dec. 2011. . "Lanterns of Liberty." Lanterns of Liberty | Illuminating the Truth. Web. 26 Nov. 2011. . "On Liberty by John Stuart Mill." Utilitarianism : Past, Present and Future. Web. 26 Nov. 2011. . Social Apartheid in Tri-Cities Bristol Virginia-Tennessee. Web. 26 Nov. 2011. . Web.

A Study of the Microfinance Institutions Essay

One factor inhibiting the attainment of development goals in less developed countries is the populace’s general inability to access factors of production, especially finance. This limits the entrepreneurial ability of the people, especially the poor. Consequently, potential employment opportunities and household prospects for creating wealth and improving income are lost. Microcredit has been one framework adopted to address this problem. Its evolution reflects acknowledgement of credit market failures especially in the formal financial sector. There has been, therefore, a shift from the formal financial sector to microfinance Micro finance practice has had a long history in Nigeria and Africa as a whole, long before economist and world financial analyst recognized it as weapon against poverty. The practice of micro finance in Nigeria is as old as man; it has been a long-term practice in our context. It is mostly practiced in less developed countries, where per capita income is very low. In the mid twentieth, theorists were concerned over the poverty and process of development with specific attention on â€Å"under developed nations† as developing countries were then tagged. According to the World Bank’s World Development Report 1999/2000: Entering the 21st century, in 1998, about 1.2 billion people 24 percent of the population in developing and transition economies lived on less than $1 a day. In 1999, 4.5 billion people of 75 percent of the world’s population lived in low-and-lower-middle income economies. Of these, 2.4 billion were from low income economies with an average annual Gross National Product (GNP) per capita of $410, while 2.1 billion lived in lower middle income economies with an average annual GNP per capital of $1,200 (World Bank, 2000/2001). W.W. Rostows, a leading proponent on state of progression or growth, noted that the critical â€Å"take off stage† recognize certain minimal rate of investment to take place, to foster development and better the standard of living of individuals. In an attempt to improve the live of the poor and to raise the standard of living in the country, the United states Agency and Implementation Development (USAID), 1995), recognizes while Government are involved in different programs because most government want to encourage the development of  business, to supplement general, policy goals that apply to business, with specific policies and programs aimed at micro and small enterprises. More also, policies that minimize the costs of licensing and registering a business, provide easy access to information about laws and regulations, and facilitates commercial codes, which establish rules to minimize the cost of doing business by defining the rights and responsibilities of all parties to a transaction. Hence the involvement of Federal Government, and other international agencies in the program of reducing the poverty level amongst Nigerians. Such programs as Directorate for Food, Roads and Rural Infrastructure (DEFRRI), Nigeria Agricultural Cooperative Bank (NACB) and Peoples Bank of Nigeria e.t.c. The aim of the program was to assist and deliver financial services and development to rural communities. The purpose of this paper is to take a cursory look at microfinance institutions and their effects on funding of small scale enterprises in Edo State. Concept of Micro Finance Micro finance can be defined as a development tool used to create access for the economically active poor to financial services at a sustainably affordable price (CBN, 2005). Eluhaiwe (2005) opined that micro finance is the provision of thrift, credit and other financial services and products in very small amounts to the poor to enable them to raise their income levels and improve their standard of living. Micro finance has also been defined as the provision of very small loans that are repaid within short period of time and is essentially used by low income individuals and households who have few assets that can be used as collateral (Ukeje, 2005). Micro finance is basically a tool designed to improve the capacities of the economically active poor to participate in the larger economy. The economically active poor are either micro entrepreneurs who operate in the informal sector (trading, farming, food catering, craftsmanship and artisanship) or people earning wages. Such poor people earn their living in either rural or urban areas; and the financial services for which access is sought are mainly savings and loans (Idolor, 2007). Micro finance is about providing financial services to the poor who are traditionally not served by the conventional financial institutions. Many features distinguish micro finance from other formal financial products. Five of these are: the smallness of loans advanced or savings collected, the absence of asset-based collateral, and simplicity of operations (Kimotha, 2005). Others are its targets as the marginalized group of borrowers, and its general employment of a group lending approach (Igbinedion and Igbatayo, 2004). The group lending approach has implication for the pressure that the members of the group bring to bear on one another to ensure loan repayment, so that the group can continue to enjoy borrowing or loan facilities. In developing countries, a majority of the population do not have access to financial services and thus constitute the group that micro finance tries to reach. Nigeria, like any other developing country, is saddled with the problem of rural urban migration, mass illiteracy, poor infrastructures, poverty and low access to formal financial services. Hence the need for the government’s micro finance policy, aimed at expanding the financial infrastructure of the country to meet the financial requirements of the Small and Medium Enterprises (SMEs) as well as the rural and urban poor. The policy has created a platform for the establishment of Micro Finance Banks (MFBs) geared towards enhancing the provision of diversified micro finance services on a short-term or long-term and sustainable basis for the poor and low-income groups. It would also help create a vibrant micro finance sub-sector that would be adequately integrated into the mainstream of the national financial system and provide the stimulus for poverty reduction, economic growth and development (CBN, 2005). It also has the potential of not only urban–rural but rural–rural migration as Nyberg and Rozelle (1999) noted with respect to China. Small and Medium Scale Enterprises Small and Medium Scale Enterprises are sub-sectors of the industrial sector which play crucial roles in industrial development (Ahmed S. 2006). Following the adoption of Economic reform programme in Nigeria in 1981, there have been several decisions to switch from capital intensive and large scale industrial projects which was based on the philosophy of import development to Small and Medium Scale Enterprises which have better prospects for developing domestic economy, thereby generating the required goods and services that will propel the economy of Nigeria towards development. It is base on this premise that Ojo .O. (2009), argued that one of the responses to the challenges of development in developing countries particularly, in Nigeria, is the encouragement of entrepreneurial development scheme. Despite the abundant natural resources, the country still finds it very difficult to discover her developmental bearing since independence. Quality and adequate infrastructural provision has remained a night-mare, the real sector among others have witnessed downward performance while unemployment rate is on the increase. Most of the poor and unemployed Nigerians in order to better their lots have resorted to the establishment of their own businesses. Consequently, Entrepreneurship is fast becoming a household name in Nigeria. This is as a result of the fact that the so called white collar jobs that people clamour for are no longer there. Even, the touted sectors (Banks and companies) known to be the largest employer of labour are on the down-turn following the consolidation crisis and fraudulent practices of the high and mighty in the banking sector. The companies of course are folding up as a result of erratic power supply, insecurity and persistent increase in interest rate which has lead to high cost of production and undermines profit making potentials of companies operating in Nigeria. As a result of banking sector practices and continuous folding up of companies, a lot of Nigerians are thrown into unemployment which inevitably detriment the economic situation of the country. Since the office jobs that people desire are no longer there for the teeming population, and the few ones that succeeded in getting the jobs are thrown out as a result of the factors identified above, the need for the government and the people to have a rethink on the way-out of this mess became imperative. Hence, the need for Small and Medium Scale Enterprises (SMEs) became a reality as a means of ensuring self independent, employment creation, import  substitution, effective and efficient utilization of local raw materials and contribution to the economic development of our dear nation (Nigeria). All the aforestated benefits of Small and Medium Scale Enterprises cannot be achieved without the direct intervention of the government and financial  institutions. Over the years a number of policies have been formulated by the government with a view to developing Small and Medium Scale Enterprises. The Nigerian government under the then leadership of Chief Olusegun Obasajo promulgated micro-finance policy and other regulatory and supervisory frame work in 2005. Funding of Small Scale Enterprises Through the Microfinance Institutions in Edo State Among the economically active population of Edo State, there is a strong demand for small scale financial services. Micro finance institutions try to bridge the gap by accessing credit to low income people to improve household and enterprise management, increase productivity, smooth income flows and  consumption costs, enlarge and diversify their micro businesses, and increase their incomes. Using LAPO Microfinance Bank as a reference point, the challenges hitherto faced by most small scale business owners in accessing finance in the state have reduced drastically. Before, most small scale business found it extremely difficult to expand principally due to the lack of access to loans from financial institutions. This inability is mainly as a result of the stringent conditions attached to such loans. One of the conditions demanded by financial institutions before loans are granted is the provision of the necessary collaterals. The inability of small investment owners to provide such collaterals has often led to the nonexpansion of their businesses. With the establishment of microfinance institutions in the state, all that challenges in accessing needed funds for businesses have been reduced to the bearest minimum. This is so because these various microfinance institutions in the state have been able to provide small and medium scale entrepreneurs with more funds for their business ventures. METHODOLOGY In writing this paper the researchers principally used existing literatures and record relevant to the subject matter of this paper. Using deductive approach, the researchers were able to draw conclusion having critically reviewed salient issues in existing literatures and records. This method was adopted because time would not permit the use of questionnaire which ordinarily has to be administered to a sizeable number of small and medium scale Enterprises, as well as micro finance banks across the state. However, reviewing related works by other researchers gave a deeper insight to the researchers which  enabled us to draw reasonable conclusion. CONCLUSION There is absolutely no doubt that small and medium scale Enterprises contribute tremendously to the nation’s economic development. Small and Medium Scale Enterprises constitute essential ingredients in the lubrication and development of any economy. In Edo State, the story makes  no remarkable difference as Small and Medium Scale Enterprises dominate the economy. Though access to funds by small business owners in the state is still poor, the various microfinance institutions, vis-à  -vis, microfinance banks have been able to provide easy access to the needed funds to small scale enterprises. The mainstream Banks which are suppose to complement and  implement government policies on the development of small scale enterprises also clamour for huge collaterals which prospective poor borrowers usually do not have even borrowers who could afford to provide benefiting collateral are further discouraged by continuous increase in interest rate which make borrowers vulnerable to the risk of continuous indebtedness to rich lenders. REFERENCES CBN (2005), Micro Finance Policy, Regulatory and Supervisory Framework for Nigeria. Abuja: Central Bank of Nigeria. Eluhaiwe, P. N. (2005), â€Å"Poverty Reduction Through Micro Financing: The Case of India†. CBN Bullion, Vol. 30, No. 3, pp. 42-51. Idolor, E. J. (2007), â€Å"Micro Financing in Nigeria: Challenges and Prospects†. Nigerian Journal of Business Administration, Vol. 9, No. l&2, pp. 134144. Igbinedion, O. J. and A. S. Igbatayo (2004), â€Å"Micro Credit and Poverty Reduction in Sub-Saharan Africa: Challenges and Policy Framework in Nigeria†. Nigeria Journal of Business Administration, Vol. 6, No. 2, pp. 15-35. Kimotha, M. (2005), National Micro Finance Policy Framework and its Expected Impact on the Micro Finance Market in Nigeria. CBN Seminar to Mark the International Year of Micro Credit in Nigeria, 15-16 December, Abuja. Nyberg, A. and S. Rozelle (1999), Accelerating China’s Rural Transformation. Washington, D.C.: World Bank. Ukeje, E. U. (2 005), â€Å"Poverty Reduction Through Micro Financing: The Case of Uganda†. CBN Bullion, Vol. 30, No. 3, pp. 52-63. Ahmed S. A.(2006), the role of SMEs in developing economy, Abuja, Omotayo and co. ltd. Ojo O. (2009), Impact of Micro Finance on Entrepreneurial Development: A case of Nigeria. A paper presented at the International Conference on economic and administration, organized by the faculty of Administration and Business, University of Bucharest, Romania, 14th 15th November, 2009. 2000, World Development Report 1999/2000; Entering the 21st Century. New York: Oxford University Press, 2001, World Development Report 2000/2001; Attacking poverty. New York; Oxford University Press.

Is College Worth A Education - 1140 Words

Is college worth attending? Many graduating students are leaving college today with enormous amounts of student’s loans debt. Sometimes they do not obtain the college degree that they were going to school for. Today many induvial believe that getting a good education is the key to success in our society. There are issues that challenge the notion of higher education being worth its price. While in college, many students suffer stress from all the school work and responsibilities that is required of today colleges and universities. We are for all intents and purposes raised and adapted to trust that one needs advanced education with a specific end goal to succeed in life. As innovation is continually progressing and personal computers are†¦show more content†¦They choice to accept these low paying jobs is not just because they are not able to find employment in their chosen field. Even with a bachelor or master degree one must understand there will always be massive competition for every highly compensating job. Some students attends college and make the best grades as other students do not. If a student is unable to handle the stress of college work they will often fail. Even If a student don’ts make the grades they still have to pay for their classes. There have been same studies to see if college is worth the cost. So far college most of the time is not worth it. When the average induvial thinks about attending college they usually thank the end result will be a higher paying job. It doesn’t matter what level degree one has, there will always be completion for any job. It just a beneficial speculation that many people have the idea that college will always lead to higher paying job. This is not always the case. Michelle Adam states â€Å"the study reported that a majority of Americans (57%) say that the higher education system in the United States fails to provide students with good value for the money.† That’s more than half of students that are going to college and not getting what they thought they would from college. The high education is going in the wrong direction. In this century many induvial are not obtaining this dream higher